Business/Financial & Investing
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Ask the Expert On Everything Related To Buying Property
Instructor: Diane Luong
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 3/14/2013 - 3/14/2013 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 30
Weekday: Thursdays Weeks: 1
Do you have questions about the real estate process? Ask the experts at this class. Bring your questions about financing, whether you're interested in VA loans, rehab loans, conventional loans or financing a second/vacation home and we will provide you will all the information so you feel armed with the knowledge to make the right decision for you.
Are you unsure whether a condo, multi-family or single family home is the best choice for you? We will provide you with the data about each type of purchase and things to consider to prepare you to purchase the right property to fit your needs.
Have questions about the legal process of buying or negotiating, come get the facts.
Asset Protection Techniques For The Individual And Small Business
Instructor: Brendan King
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/17/2012 - 10/17/2012 Time: 06:30 PM - 08:30 PM
Location: Forest Grove Middle Max Seats: 25
Weekday: Wednesdays Weeks: 1
Asset protection is no longer a luxury; it’s a must. Lawsuits are filed today in unprecedented numbers against individuals, businesses and professional practices. In fact, the average professional is likely to be sued at least once in his or her career. Simply put, you do not need to be rich to be sued, especially if you are in a high-risk situation or business. You also do not need to be sued to lose your assets – divorce, failed business ventures, economic instability, and personal and business bankruptcy all pose a threat to asset security. So how do you prepare for this sort of event? Attorney Brendan King will give you the tips and tricks you need to think about when considering asset protection.
Build and Maintain A Profitable Consulting Practice
Instructor: David Ewen
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $35.00 Non-Worc Resident: $50.00
Date: 11/1/2012 - 11/1/2012 Time: 05:30 PM - 09:30 PM
Location: Technical High Max Seats: 20
Weekday: Thursdays Weeks: 1
Do you have an idea for your own business or consulting practice, but didn’t know how to get started? In this workshop, you will get all the tips, tricks and techniques to succeed. Get all the tools and business knowledge to help make your idea profitable. Learn how to reach clients with a sellable identity and close contract deals. Know how to succeed with a strong and powerful marketing plan. Finish this class understanding all the planning and communication tools that are needed for a successful and profitable consulting practice.
Buying Foreclosed Properties, Part One: Classroom
Instructor: Diane Luong
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 9/27/2012 - 9/27/2012 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 30
Weekday: Thursdays Weeks: 1
More than a million foreclosed and distressed properties are currently on the market with more expected to hit the market this year, from two-bedroom starter homes to mansions. If you are looking for real estate bargains, consider buying a foreclosed property. Purchasing a foreclosed property need not be risky if you are an informed consumer. The goal of this class is to help you understand the foreclosure process and structure an offer that meets bank criteria yet protects the buyer's interests. This is a fantastic opportunity to learn about purchasing these one-of-a-kind homes. Sign up for Part Two to view actual foreclosed properties.

Part One - Classroom Session:
  • pre-foreclosures, "notice of default" listings
  • public auctions, non-refundable deposits
  • how to avoid bidding more than the house is worth
  • understanding "as-is" sale, problems with home inspections
  • identify potential problems, unpaid taxes and liens
  • bank-owned sales
  • foreclosure listings
  • meet with a team of experts including a realtor, attorney, auctioneer, and mortgage broker.
Buying Foreclosed Properties, Part Two: Tour
Instructor: Diane Luong
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/6/2012 - 10/6/2012 Time: 09:00 AM - 02:00 PM
Location: Clark Street Max Seats: 25
Weekday: Saturdays Weeks: 1
More than a million foreclosed and distressed properties are currently on the market with more expected to hit the market this year, from two-bedroom starter homes to mansions. If you are looking for real estate bargains, consider buying a foreclosed property. Purchasing a foreclosed property need not be risky if you are an informed consumer. The goal of this class is to help you understand the foreclosure process and structure an offer that meets bank criteria yet protects the buyer's interests. This is a fantastic opportunity to learn about purchasing these one-of-a-kind properties and then view them in real life.
  • Preview listing information from 9:00 to 10:00 AM
  • Review sales data to understand house values
  • Travel by car pool or caravan to view four to eight foreclosed properties in the greater Worcester area.

We will meet at 9:00 AM and go over a few topics. Then, we'll travel via car pool or caravan from 10:00 AM to 2:00 PM and view four to eight properties in the Worcester area. Don't miss this chance to get an expert's opinion on your future dream house.

Note: We recommend you take Part One: Classroom Session before taking Part Two.
Estate Plans - Do You Have One?
Instructor: Brendan King
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $25.00 Non-Worc Resident: $40.00
Date: 10/3/2012 - 10/3/2012 Time: 06:30 PM - 08:30 PM
Location: Forest Grove Middle Max Seats: 25
Weekday: Wednesdays Weeks: 1
In the hustle and bustle of today’s world people frequently think of “Estate Planning” as something to do “later.” In actuality, there is no time like the present! The baby boomer generation and elders today are living longer and enjoying active and dynamic lifestyles. At the same time, they face extraordinary challenges when it comes to planning for their futures. Worry about financial security and how to protect assets for heirs in this economic environment where the cost of living along with the rising cost of healthcare and long-term care can eat up finances and be overwhelming. This evening workshop will introduce you to multiple aspects of estate planning. We will discuss typical estate planning issues including estate tax and income tax minimization, wealth transfer planning, long-term care and nursing home planning, disability planning, and probate avoidance. Come join the discussion and discover what you need to know now about estate planning.
Growing Your Business - How To Hire The Right Employees
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $50.00 Non-Worc Resident: $65.00
Date: 11/8/2012 - 11/8/2012 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
If you do everything right during the startup phase, eventually you’ll need to hire additional help. Simply put, you can’t go it alone forever. The process of hiring even just one employee brings a whole new set of challenges – laws, recruiting, interviewing and more.

Hiring the wrong person can be disastrous for a company, but a great first employee can keep your business headed in the right directions and help it grow even more quickly. So what’s the best way to embark on the hiring process for the very first time?

We will cover 8 steps to hiring quality employees:
  1. Are you financially ready?
  2. Determining who your need – the job description
  3. Who should you hire – Employee, Temp or Independent Contractor
  4. How much should you pay them – benchmarking salaries
  5. Where to find people – advertising, job boards, social media
  6. The weeding process – applications, screening
  7. Questions to avoid during an interview
  8. Credentials, reference checks, the offer
How To Find a Job Using LinkedIn - Part 1
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/4/2012 - 10/4/2012 Time: 06:00 PM - 08:30 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
This course is designed to give you a better understanding of how to use LinkedIn for your job search. Recruiters and hiring managers put their emphasis on recruiting candidates on-line. For many, this process can be daunting!

In this class we will explore: How to look for a job on-line, proven strategies/techniques for responding to job postings, the value of LinkedIn to learn about openings and companies.

Uncover who is hiring!!! Learn to network and discover new ways to find work.
How To Find a Job Using LinkedIn - Part 1
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/4/2012 - 10/4/2012 Time: 06:00 PM - 08:30 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
This course is designed to give you a better understanding of how to use LinkedIn for your job search. Recruiters and hiring managers put their emphasis on recruiting candidates on-line. For many, this process can be daunting!

In this class we will explore: How to look for a job on-line, proven strategies/techniques for responding to job postings, the value of LinkedIn to learn about openings and companies.

Uncover who is hiring!!! Learn to network and discover new ways to find work.
How to Find a Job Using LinkedIn - Part 2
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/11/2012 - 10/11/2012 Time: 06:00 PM - 08:30 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
Finding a job is a challenge. In this economy it is even more difficult! You have learned the value of LinkedIn as part of your job search process in Part 1. You need time to practice, finesse your profile and begin the search.

In this class we will begin the hands-on approach: Look at your existing profiles and optimize them for maximum attention by Recruiters and hiring Managers. We will look at jobs on-line and learn how the determine the fit. We will use connections obtained through LinkedIn to leverage those key opportunities.

Uncover who is hiring - Learn how to make your network work for you!!
How to Find a Job Using LinkedIn - Part 2
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/11/2012 - 10/11/2012 Time: 06:00 PM - 08:30 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
Finding a job is a challenge. In this economy it is even more difficult! You have learned the value of LinkedIn as part of your job search process in Part 1. You need time to practice, finesse your profile and begin the search.

In this class we will begin the hands-on approach: Look at your existing profiles and optimize them for maximum attention by Recruiters and hiring Managers. We will look at jobs on-line and learn how the determine the fit. We will use connections obtained through LinkedIn to leverage those key opportunities.

Uncover who is hiring - Learn how to make your network work for you!!
How To Get Debt Free
Instructor: Blanchard Warren
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $25.00 Non-Worc Resident: $40.00
Date: 3/6/2013 - 3/6/2013 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 30
Weekday: Wednesdays Weeks: 1
If you have debt payments of any kind you should attend this class.  Eliminate credit cards in 1 to 4 years and your 30 year mortgage in only another 3 to 6.  Learn a simple guaranteed system to eliminate all debt with your current income.  Bring a list of debts along with minimum monthly payments and a calculator - you will develop your own debt elimination plan which you can implement immediately into your life style.  Credit Report issues including easy methods to monitor, avoid identification theft, and improve your credit scores are also covered.  
Course fee includes a 16 page workbook, a $10.00 value.  Optional text also available for $49.
         
Reduce your stress and get debt free.
   
Investing In The Stock Market
Instructor: Robert Zibinskas
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $100.00 Non-Worc Resident: $115.00
Date: 10/11/2012 - 11/29/2012 Time: 07:00 PM - 08:00 PM
Location: Burncoat High Max Seats: 25
Weekday: Thursdays Weeks: 8
Course designed for beginners and will progress to more sophisticated investment strategies. All areas of investment covered-stocks, bonds, options, real estate, insurance, mutual funds, municipals, reading financial papers and annual reports.
Landlord/Tenant Class
Instructor: Diane Luong
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $50.00 Non-Worc Resident: $65.00
Date: 10/16/2012 - 10/23/2012 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 30
Weekday: Tuesdays Weeks: 2
Do you own or are thinking of owning investment property and want to know what's required of a landlord? Are you a tenant wondering what happens to your rental unit if the building is sold? Come get the answers to these and other questions/concerns related to landlords, tenants and the real estate market.
LinkedIn for Business
Instructor: Nancy Dube
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 11/1/2012 - 11/1/2012 Time: 06:00 PM - 08:30 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
Are you interested in expanding your customer reach? LinkedIn for Business is the answer!

We all want more customers, more business, better connections…Learn how to effectively use LinkedIn for building and maintaining relationships, to grow your network, find collaborators or joint venture partners, create top of mind awareness, generate leads and attract more customers. This course is designed to give you a better understanding of how to use LinkedIn for business.

In this class we will explore:
  • How to make an impression with your profile
  • Customizing your account and settings
  • How to target a group or industry
  • Never make a cold call again – leverage your connections and network to gain greater visibility and make better referrals
  • How to broadcast an event for FREE

And much, much more
Music Recording, Publishing, and Marketing
Instructor: David Ewen
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $35.00 Non-Worc Resident: $50.00
Date: 9/26/2012 - 9/26/2012 Time: 05:30 PM - 09:30 PM
Location: Technical High Max Seats: 20
Weekday: Wednesdays Weeks: 1
Are you a musician looking for your first break on a record label? Have you aspired for a recording contract? Succeed in doing it yourself. First, learn how to record your music and publish a CD, then learn how to market your product through radio, Amazon.com, iTunes, social media sites, retail stores, and entertainment venues. Your audience is waiting for you.
Navigating As A First Time Home Buyer
Instructor: Diane Luong
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/11/2012 - 10/11/2012 Time: 06:00 PM - 09:00 PM
Location: Technical High Max Seats: 25
Weekday: Thursdays Weeks: 1
Are you anxious to get into the "real estate game" but apprehensive about your first purchase?
Then this class is for you...

The goal of this class is to help you understand how to choose a realtor and what their credentials mean. What costs are the responsibility of the buyer and the seller. What it takes to get a pre-approval to begin your search, how does working with a mortgage broker work and what is the best way to search for homes.

This is a fantastic opportunity to learn about purchasing and meet with a team of experts including a realtor, attorney, and mortgage broker.
Special Needs Planning
Instructor: Brendan King
Semester: Fall 2012 Registration: 8/15/2012 - 12/19/2012
Worc Resident: $30.00 Non-Worc Resident: $45.00
Date: 10/10/2012 - 10/10/2012 Time: 06:30 PM - 08:30 PM
Location: Forest Grove Middle Max Seats: 25
Weekday: Wednesdays Weeks: 1
Anyone with a disabled or special needs loved one knows that the conventional answers do not always work in an unconventional situation. Planning for disabled or special needs individuals brings a unique set of challenges. In fact, in addition to the traditional planning considerations, special needs and disability planning involves navigating a complicated set of federal and state laws and regulations. Preserving eligibility for benefits and entitlements is of paramount importance, as is establishing and maintaining the appropriate quality of care and life for the disabled or special needs individual. If you find yourself in these special circumstances please attend this workshop to hear answers regarding the benefits and entitlements you should be aware of.